Privacy Policy
Bulwark Analytics LLC, doing business as US Fiscal Analytics (“we,” “us,” or “our”), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and secure your personal information when you visit usfiscalanalytics.com (the “Site”) or interact with our digital customer acquisition funnels.
Primary Business Role and Disclosures
US Fiscal Analytics is a commercial performance media procurement and business-to-business (B2B) data routing firm. We are not a lender, debt settlement negotiator, credit counselor, or financial advisor. We do not provide financial advice, negotiate debts, issue loans, or underwrite credit.
We operate digital customer acquisition platforms. When you submit your information on our Site or landing pages, we validate and route your data in real-time to our third-party network partners, including affiliate buying networks, lenders, and debt resolution providers. Any financial services you eventually secure are provided strictly by those third-party networks, not by us.
Information We Collect
We collect information that you voluntarily provide to us, as well as telemetry data collected automatically when you navigate our Site.
- Identifiers: Name, physical mailing address, ZIP code, email address, and telephone number.
- Commercial and Financial Information: Self-reported unsecured debt levels, or other commercial financial parameters you submit in our conversion funnels.
- Internet, Electronic Network, and Telemetry Activity: IP address, browser type, operating system, referrer URL, device characteristics, Meta Pixel data, and real-time form-interaction telemetry (including formTelemetry data).
How We Use Your Information
We utilize the collected information to:
- Perform real-time syntax, carrier, and format validation on your contact information (e.g., verifying phone number activity and email formatting) to filter out fraudulent or incorrect inputs.
- Route your consumer requests in real-time to our partner underwriting networks (within milliseconds).
- Optimize our front-end media placement bids on advertising networks (including closed-loop bid optimizations based on downstream partner telemetry).
- Enforce compliance with our legal terms and prevent fraudulent activity.
Data Sharing, Transfer, and Sale
By submitting your information through our Site or conversion funnels, you provide your express written consent for us to share, transfer, or sell your personal data to third-party buyer networks, affiliate platforms, and financial resolution partners.
These partner networks use this information to contact you regarding debt relief, financial remediation, or other financial services. Standard marketing consent includes contact via automated telephone dialing systems (ATDS), SMS/text messages, and pre-recorded voice messages.
Data Retention, Storage, and Security
We prioritize data security. All data transmissions are encrypted using industry-standard Secure Sockets Layer/Transport Layer Security (HTTPS/TLS) protocols.
To limit risk, we do not maintain a perpetual consumer marketing database. We retain your personal data only for as long as strictly necessary to execute routing parameters to our buyers, verify successful transmission and receipt, and maintain compliance audit logs required under applicable regulatory frameworks (such as TCPA and FTC records).
State-Specific Privacy Rights (including CCPA/CPRA Disclosures)
Under various state laws, including the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), residents of certain states have specific rights:
- Right to Know/Access: The right to request what categories and specific pieces of personal information we collect, use, and disclose.
- Right to Delete: The right to request the deletion of your personal information.
- Right to Opt-Out ("Do Not Sell My Personal Information"): The right to opt-out of the sale or sharing of your personal data. To exercise your opt-out rights, you may submit a request to our compliance email. Opting out will add your details to our internal suppression file, ensuring that your records are not sold or routed to downstream buyers.
Contact and Compliance Office
For compliance inquiries, legal questions, or to exercise your privacy rights, please contact our compliance desk:
- Operating Entity: Bulwark Analytics LLC d/b/a US Fiscal Analytics
- Principal Office Address: 2204 South St Frnt, PMB 1036, Philadelphia, PA 19146
- Compliance Email Alias: compliance@usfiscalanalytics.com