Terms of Service
Welcome to usfiscalanalytics.com (the “Site”). These Terms of Service (“Terms”) constitute a binding legal agreement between you and Bulwark Analytics LLC, doing business as US Fiscal Analytics (“we,” “us,” or “our”). By accessing, browsing, or submitting data through the Site or our conversion landing pages, you accept and agree to be bound by these Terms. If you do not agree to these Terms, you are prohibited from using the Site.
Primary Business Role and Nature of Services
US Fiscal Analytics is a commercial performance media procurement and business-to-business (B2B) data routing firm. We are not a lender, debt settlement negotiator, credit counselor, or financial advisor. We do not provide financial advice, negotiate debts, issue loans, or underwrite credit.
We operate digital customer acquisition platforms. When you submit your information on our Site or landing pages, we validate and route your data in real-time to our third-party network partners, including affiliate buying networks, lenders, and debt resolution providers. Any financial services you eventually secure are provided strictly by those third-party networks, not by us.
Eligibility and Age Requirements
To use this Site and submit your information, you must be:
- A legal resident of the United States.
- At least eighteen (18) years of age or older.
By using this Site, you represent and warrant that you meet these eligibility requirements.
Consent to Contact (TCPA Consent)
By providing your telephone number on our Site or landing pages, you provide your express written consent to be contacted by US Fiscal Analytics and our partner networks regarding debt relief, financial remediation, or other financial services.
You agree that such contact may be made via automated telephone dialing systems (ATDS), artificial or pre-recorded voice messages, SMS/text messages, and emails, even if your phone number is currently listed on national, state, or local Do Not Call registries. You acknowledge that your consent is voluntary and is not a condition of purchasing any property, goods, or services. Standard message and data rates may apply.
Intellectual Property Rights
All content, features, and functionality on the Site—including text, graphics, logos, icons, images, and software—are the exclusive property of Bulwark Analytics LLC or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access the Site for personal, non-commercial use only.
Prohibited Activities
When using the Site, you agree not to:
- Submit any false, misleading, or fraudulent personal or financial information.
- Use any automated system, including “robots,” “spiders,” or “offline readers,” to access or scrape the Site.
- Introduce any viruses, Trojan horses, or other malicious code designed to disrupt or limit the functionality of our technical infrastructure.
- Attempt to bypass, disable, or circumvent any security measures or routing validation systems.
Disclaimer of Warranties
THE SITE AND ALL SERVICES OR CONTENT THEREON ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, BULWARK ANALYTICS LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE ERROR-FREE, SECURE, OR UNINTERRUPTED.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL BULWARK ANALYTICS LLC, ITS OFFICERS, MEMBERS, EMPLOYEES, OR AGENTS, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, REGARDLESS OF THE FORM OF ACTION. OUR TOTAL COLLECTIVE LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM THESE TERMS OR YOUR USE OF THE SITE IS STRICTLY LIMITED TO A MAXIMUM OF ONE HUNDRED DOLLARS ($100.00 USD).
Indemnification
You agree to defend, indemnify, and hold harmless Bulwark Analytics LLC, its affiliates, licensors, and service providers from and against any claims, liabilities, damages, judgments, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your misuse of the Site.
Governing Law and Dispute Resolution
These Terms and any disputes arising from your use of the Site shall be governed by and construed in accordance with the laws of the State of Pennsylvania, without regard to its conflict of law principles.
Any legal action, suit, or proceeding arising out of these Terms shall be resolved exclusively through binding arbitration in Philadelphia, Pennsylvania. You agree to waive any right to participate in a class-action lawsuit or class-wide arbitration.
Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction or arbitration panel, such provision shall be eliminated or modified to the minimum extent necessary so that the remaining provisions of these Terms will continue in full force and effect.
Contact and Compliance Office
For compliance inquiries, legal questions, or to exercise your privacy rights, please contact our compliance desk:
- Operating Entity: Bulwark Analytics LLC d/b/a US Fiscal Analytics
- Principal Office Address: 2204 South St Frnt, PMB 1036, Philadelphia, PA 19146
- Compliance Email: compliance@usfiscalanalytics.com